How to buy airtime for other people with mobile money

KoliTech Nigeria

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Posted by on Wednesday September 25, 2013 at 9:13:14:

One of the benefits of using mobile money in Nigeria is that it allows account holders to buy airtime not just for themselves but for other people as well and without the need for scratch cards. Mobile money offers one access to an immediate Airtime Virtual Top Up(VTU) service which is available for all the telecom networks.

Personally, I've been using Stanbic IBTC bank's mobile money service using their *909# USSD option as well as their mobile site at

You might have old parents, friends or relatives you want to send airtime credit to but would rather not send then the PIN or scratch cards since it may be inconvenient for them to load it themselves. Besides the VTU service which mobile money offers contributes to green technology as it reduces the cutting down of trees for making recharge cards.

What if you want to buy airtime for your parents at the village or at a different location without you being there? You can do this from your mobile money account and this write-up takes Stanbic IBTC bank's service as an example

How to buy airtime for your parents or relatives using mobile money
- Dial the mobile money USSD code e.g. *909# for Stanbic IBTC
- Reply with a 1 to go to your wallet
- Reply with 5 to go to Airtime top up
- Reply with a 2 to Send to Other
- Enter the beneficiary number i.e. your parents or relatives
- Select a network e.g. MTN, Airtel, Glo or Etisalat
- Enter your 4 digit PIN and reply
- Confirm the transaction and the beneficiary's number(Airtime topup is irreversible)
- Your mobile money account will be charged and the airtim top up will be sent

You will receive about 2 notifications of the service you just used for your bank and the network's VTU channel.

What you need
- A registered mobile money account. For Stanbic IBTC, dial *909# to register
- Sufficient funds in your mobile money account
- Airtime or data credit on your sim(You need some credit to access the mobile money menu)

How much does it cost to use mobile money?
With Stanbic IBTC's service, the USSD option costs about N2 per message sent and the data is based at about 5kobo per KB for using the web interface.


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